Terms & Conditions

Last Updated: June 20, 2024

1. Introduction

Welcome to InvestWiseViet. These Terms & Conditions ("Terms") govern your use of the InvestWiseViet website (www.investwiseviet.com) and our online banking platform (collectively referred to as the "Service").

By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access the Service.

InvestWiseViet is registered in Vietnam under registration number 86818896 with its registered office at 25 Phố Nhữ Học Hạnh, Phường Cầm Đàn Thạch, Quận Tiếp Ngôn Long An.

2. Definitions

For the purpose of these Terms:

  • "Account" means a unique account created for you to access our Service or parts of our Service.
  • "Company" (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to InvestWiseViet.
  • "Country" refers to Vietnam.
  • "Content" refers to text, images, audio, video, or any other material that can be posted, uploaded, linked to, or otherwise made available through the Service.
  • "Service" refers to the Website and the online banking platform.
  • "Terms and Conditions" (also referred to as "Terms") mean these Terms and Conditions that form the entire agreement between you and the Company regarding the use of the Service.
  • "Third-party Social Media Service" means any services or content (including data, information, products, or services) provided by a third party that may be displayed, included, or made available by the Service.
  • "Website" refers to InvestWiseViet, accessible from www.investwiseviet.com.
  • "You" means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

3. Acceptance of Terms

By creating an Account on our Service, you represent that you are over the age of 18. If you are under 18, you may only use our Service with the involvement and consent of a parent or guardian.

Your access to and use of the Service is also conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.

4. User Accounts

4.1 Account Registration

When you create an account with us, you must provide information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service.

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password. You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

4.2 Account Usage

You may not use as a username the name of another person or entity that is not lawfully available for use, a name or trademark that is subject to any rights of another person or entity without appropriate authorization, or a name that is offensive, vulgar, or obscene.

4.3 Account Termination

We reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders at our sole discretion.

We may, in our sole discretion, suspend or terminate your account and refuse any current or future use of the Service for any reason at any time. Such termination of the Service will result in the deactivation or deletion of your Account or your access to your Account.

5. Service Usage

5.1 Permitted Use

Subject to your compliance with these Terms, InvestWiseViet grants you a limited, non-exclusive, non-transferable, and revocable license to access and use the Service for personal, non-commercial purposes.

5.2 Prohibited Use

You agree not to use the Service:

  • In any way that violates any applicable national or international law or regulation.
  • For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way.
  • To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail", "chain letter," "spam," or any other similar solicitation.
  • To impersonate or attempt to impersonate the Company, a Company employee, another user, or any other person or entity.
  • In any way that infringes upon the rights of others, or in any way is illegal, threatening, fraudulent, or harmful, or in connection with any unlawful, illegal, fraudulent, or harmful purpose or activity.
  • To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Service, or which, as determined by us, may harm the Company or users of the Service or expose them to liability.

5.3 Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of InvestWiseViet and its licensors. The Service is protected by copyright, trademark, and other laws of both Vietnam and foreign countries.

Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of InvestWiseViet.

6. Financial Services

6.1 Banking Services

InvestWiseViet provides online banking services through our platform. By using our financial services, you agree to be bound by additional terms that may apply specifically to those services, which will be presented to you at the time of account creation or service activation.

6.2 Investment Information

Any investment information provided through our Service is for general information purposes only and should not be construed as financial advice. Before making any investment decisions, you should consult with a qualified financial advisor.

We do not guarantee the accuracy, completeness, or usefulness of any investment information provided through the Service. Any reliance you place on such information is strictly at your own risk.

6.3 Transaction Processing

While we strive to ensure that all transactions are processed accurately and promptly, we do not guarantee that any transaction will be completed without interruption or error. We reserve the right to correct any errors or omissions in transaction processing.

7. Content

7.1 User Content

Our Service may allow you to post, link, store, share, and otherwise make available certain information, text, graphics, videos, or other material. You are responsible for the content you post on or through the Service.

By posting content on or through the Service, you represent and warrant that:

  • The content is yours (you own it) or you have the right to use it and grant us the rights and license as provided in these Terms.
  • The posting of your content on or through the Service does not violate the privacy rights, publicity rights, copyrights, contract rights, or any other rights of any person or entity.

7.2 Content License

By posting content on or through the Service, you grant us the right and license to use, modify, publicly perform, publicly display, reproduce, and distribute such content on and through the Service. You retain any and all of your rights to any content you submit, post, or display on or through the Service and you are responsible for protecting those rights.

7.3 Content Removal

We reserve the right, but not the obligation, to monitor, edit, or remove any content that we determine, in our sole discretion, to be unlawful, offensive, threatening, libelous, defamatory, pornographic, obscene, or otherwise objectionable or violates any party's intellectual property or these Terms.

8. Third-Party Websites and Content

The Service may contain links to third-party websites or services that are not owned or controlled by InvestWiseViet.

InvestWiseViet has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. We do not warrant the offerings of any of these entities/individuals or their websites.

You acknowledge and agree that InvestWiseViet shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such third-party websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

9. Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall InvestWiseViet, its affiliates, directors, employees, agents, or licensors be liable for any indirect, punitive, incidental, special, consequential, or exemplary damages, including without limitation, damages for loss of profits, goodwill, use, data, or other intangible losses, that result from the use of, or inability to use, the Service.

To the maximum extent permitted by applicable law, InvestWiseViet assumes no liability or responsibility for any:

  • Errors, mistakes, or inaccuracies of content.
  • Personal injury or property damage, of any nature whatsoever, resulting from your access to and use of our Service.
  • Any unauthorized access to or use of our secure servers and/or any and all personal information stored therein.
  • Any interruption or cessation of transmission to or from the Service.
  • Any bugs, viruses, trojan horses, or the like that may be transmitted to or through the Service by any third party.
  • Any errors or omissions in any content or for any loss or damage incurred as a result of the use of any content posted, transmitted, or otherwise made available through the Service.

In no event shall InvestWiseViet be liable for any special, direct, indirect, consequential, or incidental damages or any damages whatsoever, whether in an action of contract, negligence, or other tort, arising out of or in connection with the use of the Service or the contents of the Service. We reserve the right to make additions, deletions, or modifications to the contents of the Service at any time without prior notice.

10. Disclaimer

Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.

InvestWiseViet, its subsidiaries, affiliates, and licensors do not warrant that:

  • The Service will function uninterrupted, secure, or available at any particular time or location.
  • Any errors or defects will be corrected.
  • The Service is free of viruses or other harmful components.
  • The results of using the Service will meet your requirements.

11. Governing Law

These Terms shall be governed and construed in accordance with the laws of Vietnam, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

12. Dispute Resolution

Any disputes arising out of or related to these Terms or the Service shall be resolved through amicable negotiations between the parties. If the dispute cannot be resolved through negotiations within 30 days, the dispute shall be submitted to the competent court in Vietnam.

13. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Service.

14. Contact Us

If you have any questions about these Terms, please contact us:

InvestWiseViet
25 Phố Nhữ Học Hạnh, Phường Cầm Đàn Thạch, Quận Tiếp Ngôn Long An
Email: info@investwiseviet.com
Phone: +29051558